Loss Prevention for Carriers.

Lower loss. Lower Premiums.

AI-driven behavior campaigns that turn safety strategy into frontline action.

Demo

«ProHabits is the engine that allows companies to stay connected to their employees and to deliver on their initiatives.»

Pamela Stroko

VP of HCM Transformation & Thought Leadership

«Behavioral change is really hard to do. Common sense is far from common practice. ProHabits reinforces decades of proven practices and provides lasting change.»

Dr. Marshall Goldsmith

World-renowned business educator and coach.

«Success is a function of culture. Culture is a function of behaviors. As a leader there is so much you want to do. ProHabits gives you the path to do it.»

Scott Webster

SVP and Chief Technical Officier

Ecosystem at a glance

Broker

Broker introduces program

Client

Client runs campaign

Carrier

Carrier reviews telemetry for underwriting signals and potential premium consideration.

Why Carriers Care

  • Signals

    Earlier signals on frequency and severity when you need it most.

  • Participation.

    Cohort-level participation, completion, and story themes

  • Data

    Time-bound comparisons aligned to incidents and claims.

  • New List Item

    No rip and replace; complements LMS and existing safety workflows.

    Implementation

What you get

Carriers: clearer underwriting signal, lower exposure, evidence you can scrutinize.

Brokers: differentiation and a repeatable program.

Clients: fewer incidents, stronger manager coaching, sustained habits.

Why campaigns beat one-and-done training

Short, relevant nudges → micro-commitments → manager encouragement → real-time pulse.

Evidence-Based (annoymized)

Fortune 100 beverage distributor

286,000 nudges

12,000 stories

57% managers

20.47% reduction in liability claims ≈ $11.1M cost avoidance

Case Studies

30-day no-cost pilot

Pick one safety initiative. We deploy for 30 days. You get a cohort dashboard, story analysis, and an executive readout. If it moves the needle, expand.

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